Step-up your Underwriting with Alternative Data Analysis

Go beyond traditional credit data to get a more complete picture of a borrower's financial health!

Approve the Right Applicants!

How to make more informed decisions on new NO file and THIN file borrowers:

Upload your applicant's data on a web dashboard or via APIs.

Utilize machine learning technology to analyse clients' data.

Get a social profile and an income and spending patterns summary.

Make a credit decision from estimated loan ability and other scores.

Get started in minutes

Themesberg Office Pixel Office

Dashboard Access.

  • Online dashboard
  • Multi-User access
  • Multi-device access

API Integration.

  • Cladfy's API is REST based
  • Data-exchange format is JSON.
  • The API follows HTTP rules.

Credit Profiling & Loan estimation

Make more informed financial decisions with an added layer of insight.

Improved efficiencies

Automate tasks and free up your teams to focus on more strategic work.

Accurate income estimates

Validate and verify an applicant's stated income.

Serve the under-served

Assess risk for new clients & underserved segments using alternative data points.

Get in touch!

Visit us

39 Riverside Drive,


+254 706 202001
Mon - Fri, 8:30am - 6pm

Start lending with confidence today!

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Loan Management, Credit Profiling, Loan Book Financing