In Subsaharan Africa, 90% of consumers and SMBs are not covered by credit bureaus.
However there is vast, (but fragmented) alterenative data that is readily available to be analyzed and modeled for a complete borrower's financial profile.
Cladfy's core innovation is a CRB-equivalent consumer data analysis, credit scoring and credit limit setting system
With a Plug n' Play model, Lenders can now onboard and lend to high-quality borrowers in seconds
We designed our tools for Loan Officers, Credit Risk Managers/committee and Direct Integrations with core-banking systems.
We work with telco companies, lenders and other credit product providers for the best services and experiences.
We spent Q1&Q2 of 2021 conducting market research. In July 2021, we were fortunate to be chosen among other 30 African startups for a 6-months online accelerator plus a 1-week physical Bootcamp in Kigali, Rwanda sponsored by GIZ.
The Smart Cities Innovation Programme | Africa (SCIP) supports start-ups and founders from Rwanda and other African countries in the fields of Fintech, Mobility, Cleantech & Smart Housing.
This helped us build an MVP that we launched in Jan 2022.
In February 2022, a month after launch and market tests, we joined Wise Guys Saas Africa Startup Pre-Accelerator Equity-Free program
The Goal: Make your startup into an investable business in 8 weeks
We are glad to have Graduated after deep diving into specific topics with experts and other founders and acquiring priceless skills.
We have commited our Skills and Resources to work on the technology needed to help lenders serve the 300 Million + Online and Offline African Gig workers and SMBs.
Cladfy was founded to help businesses extend financial services and our solution is optimized in favour of Small Businesses, Freelancers, College Students and Content Creators; who oftentimes lack "Traditional" Credit Scores.
Find High-Quality borrowers who repay on time
We bult Cladfy Analyzer to assist you in: