Automated Analysis of Bank & Mobile Money statements for deeper insights into cash flow metrics and income
Cladfy enables lenders to Assess creditworthiness, set loan limits and onboard high-quality borrowers.Get a free Trial
Data / Intake
Easily upload a Client's financial statements directly on the web portal or via our simple API.
Data / Capture
Cladfy automatically extracts and structures your data in real-time using smart algorithms.
Data / Detection
Instant identification of suspicious activity (Transaction or page tampering)
Data / Analysis
Gain deep insights into cash flow, income and behavioural patterns with clean, normalized data..
Decide with confidence
Faster, More Accurate Lending Decisions!
Human in the loop approach allow you to get easy access to consumer-permissioned financial transaction dataFree Trial
Cleaned, processed, and normalized data
We have developed proprietary approaches to reduce the noise inside bank transaction dataFree Trial
Retrieve data from M-Pesa and Bank Statements using our document automation software:
(100+ pages in seconds)What we do
What's in the box?
Empower your underwriters, using Cladfy's comprehensive report of key financial metrics to lend more efficiently.
Evaluate financial health using bank data and cash flow analytics
Auto-Calculate income for consumers from diverse sources.
See the current loans being serviced and the repayment history.
Quickly retrieve all savings amounts and platforms used.