For Individuals & Merchants

Personal finance on WhatsApp with CashIQ

CashIQ (Cashflow Intelligence) helps individuals and merchants understand personal spending and business cashflow: statement analysis, savings, borrowing, and investments, all on WhatsApp.

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What you get

CashIQ for individuals and merchants

Statements analysis

Upload personal or business bank and mobile money statements for automated analysis and clear summaries.

Personal spending

See household spending patterns, categories, and trends so you know exactly where your money goes.

Business cashflow

Track shop sales, expenses, and net cashflow so merchants can see how the business is performing.

Savings

Track savings goals for households and set aside working capital for the business.

Borrowing

Understand borrowing capacity for personal and merchant needs, with guidance that fits cashflow.

Investment opportunities

Discover investment options aligned with personal goals and surplus business cash.